Former Titans DB Talks Retirement Plans: Reflecting on a Career, Life After Football, and What’s Next

The journey of a professional athlete is a demanding one, filled with highs, lows, and moments that define both career and character. For defensive backs in the NFL, the grind is particularly intense — facing elite receivers, making split-second decisions, and maintaining peak physical condition season after season. Recently, a former Tennessee Titans defensive back sat down to reflect on his career and share candid thoughts about his retirement plans, life after football, and the future that lies beyond the gridiron.

Johnathan “JT” Matthews, who spent eight seasons with the Tennessee Titans, was known for his tenacity, speed, and football IQ. Drafted in the third round in 2014, JT was never the flashiest player on the field, but he earned respect through hard work and consistent performance. His journey from a mid-major college program to a reliable NFL starter embodies the spirit of perseverance that defines many professional athletes.

JT’s career highlight reels include several game-changing interceptions, crucial tackles in tight games, and an unwavering presence in the locker room. While injuries and tough competition often tested his limits, Matthews’ passion for the game never waned.

As JT entered his early 30s, the physical toll of playing cornerback became more apparent. “You don’t really notice it when you’re in your 20s, but those hits add up,” he said in a recent interview. “I started thinking about what I want for the rest of my life, and if I’m going to be able to enjoy it, I need to start planning.”

The announcement of his retirement came after careful consideration. “It wasn’t an easy decision,” JT admitted. “Football is all I’ve known for most of my life. But I’m realistic. I want to leave the game on my own terms and focus on my health and family.”

Matthews’ choice highlights a growing trend among NFL veterans who prioritize long-term health over prolonged careers. With increased awareness of concussion risks and other injuries, many players are weighing their futures more cautiously than ever.

Transitioning from professional sports to “normal life” is often one of the biggest challenges athletes face. JT was no exception. “For a while, you don’t really know who you are without football,” he said. “The daily routine, the adrenaline, the team camaraderie — that all disappears, and you have to find new ways to fill that void.”

JT credits his strong support system for helping ease the transition. His wife, family, and close friends played vital roles, but he also leaned heavily on the Titans’ alumni programs and the NFL’s player development resources.

“I took some classes, explored business opportunities, and started thinking about how to use my skills off the field,” JT shared. “It’s about taking the discipline and teamwork I learned playing football and applying it to something new.”

One avenue JT is excited about is coaching. “I want to help the next generation of players, especially young defensive backs,” he said. “I know what it takes, and I want to pass that knowledge on.”

Over the past year, JT has been working with several high school and college players in the Tennessee area, mentoring them on technique, work ethic, and navigating the challenges of being a student-athlete. “It’s rewarding to see them grow and know you’re making a difference,” he said.

Coaching also allows JT to stay connected to the game without the physical demands. “Football will always be a part of my life,” he said. “I want to give back to the community and help young athletes succeed both on and off the field.”

In addition to coaching, JT is pursuing entrepreneurial interests. “I’ve been interested in real estate for a while,” he revealed. “I started investing while I was still playing, and now I want to build that into a full-time focus.”

JT emphasized the importance of financial education for athletes. “Not everyone knows how to manage sudden wealth,” he said. “I want to be smart with what I’ve earned and create opportunities that last beyond my playing days.”

His business pursuits include partnerships with local real estate firms and planning for potential investments in startups. “It’s about creating a foundation for my family and setting myself up for long-term success,” he said.

One of the most significant aspects of JT’s retirement plan is his commitment to health and wellness. After years of pushing his body to the limit, he’s focusing on recovery and maintaining physical fitness in new ways.

“I’ve learned a lot about nutrition, strength training, and mental health,” JT explained. “Football is brutal on your body, but it also takes a toll on your mind.”

He participates in regular therapy sessions and advocates for mental health awareness among athletes. “There’s still stigma, but it’s important to talk about it,” he said. “We’re human, and taking care of your mind is just as important as your body.”

JT also stays active with low-impact sports, yoga, and outdoor activities. “I want to enjoy life, be healthy for my kids, and keep moving without the pain I had when playing.”

Looking back, JT is proud of his time with the Titans and the legacy he helped build. “We had some great teams and special moments,” he said. “I’m grateful to have worn that uniform and played in front of such passionate fans.”

He recalls memorable games and teammates who became like family. “Football brought me so much — friendships, life lessons, and opportunities I never imagined.”

Though his playing days are over, JT says he’ll always be a Titan at heart. “The organization is like a second family. I’m excited to stay involved and support the team however I can.”

When asked what advice he’d give current NFL players, JT’s response was clear: “Start thinking about life after football early.”

“Don’t wait until the end to plan,” he emphasized. “Take advantage of education, save wisely, and explore interests outside the game. Football won’t last forever, but your future can be bright if you prepare.”

JT encourages players to use the resources available and surround themselves with trustworthy people. “There’s a lot of noise in the NFL world. Having good advisors and a solid support system makes all the difference.”

Giving back to the community remains a priority for JT. Throughout his career, he was active in local charities and youth programs, and that commitment continues in retirement.

“I want to be a positive influence,” he said. “Whether it’s helping kids get off the streets, supporting education, or promoting health initiatives, I want to make a difference.”

JT recently launched a foundation focused on providing sports equipment and scholarships to underprivileged youth in Tennessee. “Sports taught me discipline and purpose,” he said. “I want to give kids that same chance.”

As JT Matthews closes the chapter on his NFL career, he’s stepping into a new role with optimism and purpose. “It’s scary and exciting all at once,” he admitted. “But I’m ready for the next challenge.”

His story is one of resilience, growth, and the courage to redefine identity beyond the game. For many former players, retirement can be a difficult adjustment, but JT’s proactive approach offers a blueprint for success.

With coaching, business ventures, community service, and a focus on health, JT is building a fulfilling life that honors his past while embracing the future.

Johnathan Matthews’ retirement story reflects the realities faced by many NFL players today. Balancing passion for the game with long-term health, career transition, and personal growth is a complex but vital process. His openness about the challenges and opportunities of life after football provides valuable insight for fans, players, and anyone interested in the human side of professional sports.

As JT embarks on his post-playing career, his legacy with the Tennessee Titans will remain strong, and his impact off the field is only beginning to take shape.